In Pella, Marion County Bank President Pete Verhey says banks are paying attention to possible commercial loan losses with the current economic climate. However, Verhey says at this point he doesn’t foresee any grave problems with commercial loans. Community First Credit Union Branch Manager Ryan Doschadis says the credit union looks to keep their rate of nonperforming loans under one percent. MidWestOne Bank of Pella Vice President of Commercial Banking Carrie Ver Ploeg says they’re well within or below the peer group average as far as nonperforming loans. Leighton State Bank President Steve Fopma describes possible issues with commercial loans as a natural consequence of a depressed economy. As a community bank, Fopma says they work closely with people to address those situations and help them get through difficult times.